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Overview

Click Finance in the top navbar to access the merchant-level finance page. This aggregates balances and payouts across all stores.
Merchant Finance page

Balance Metrics

MetricDescription
Total BalanceCombined balance across all stores
Pending SettlementAmount being settled across all stores
PayableAmount available for payout once the minimum payout threshold is met

Payable by Store

Expand the breakdown to view each store’s balance and understand individual store revenue contributions.

Feature Tabs

TabDescription
OverviewCross-store transaction summary (Date, Description, Gross, Fees, Net)
Payout HistoryPast payout records and statuses
Payout AccountManage payout accounts (bank transfer / Alipay)

Payout Accounts

Set up the account that receives your revenue under Finance → Payout Account.

Bank Transfer (SWIFT)

For all currencies except CNY. Funds are transferred to your bank account via the SWIFT network.

Alipay

CNY payouts only. Funds are transferred directly to your Alipay account. (Coming soon)
Payout accounts are configured at the merchant level. All stores share the same set of payout accounts.

Fee Structure

Platform fees are automatically deducted from each transaction. The Net column shows the amount you actually receive.
Fee TypeDescription
Platform FeeWaffo Pancake MoR service fee
Payment Processing FeeCard network and payment gateway fees
For detailed rates, see Fee Details.