3.9% + $0.50 per successful transaction
No monthly fees. No setup costs. Pay only when you make sales.
Fee Schedule
Successful Transactions
| Component | Rate |
|---|---|
| Percentage | 3.9% |
| Fixed | $0.50 |
Failed Transactions
Failed transaction fees apply only to specific failure types. They are not cumulative.| Failure Type | Fee | Notes |
|---|---|---|
| Failed authentication (3DS) | $0.30 / attempt | Card declined at the 3DS authentication stage |
| Authentication passed but authorization failed | $0.30 / attempt | Cleared 3DS but declined at authorization |
| Did not reach authentication | $0 | 3DS was never initiated — no fee charged |
Failed transaction fees are charged per attempt, not per checkout session. Sessions that never trigger 3DS authentication are free.
Refunds
| Item | Fee |
|---|---|
| Refund processing | $1.00 per refund |
| Original transaction fee | Not returned |
Payouts
| Item | Fee |
|---|---|
| Payout fee | 1% of payout amount |
| Minimum fee | $10.00 per payout request |
The amount that actually lands in your account is determined by your receiving bank. Intermediary bank fees, FX conversion, and bank posting rules can create differences.
Chargebacks
| Event | Fee |
|---|---|
| First chargeback | $25.00 |
| Representment (re-filing) | $10.00 |
| Pre-arbitration | $25.00 |
The representment fee of $10.00 is only charged if you opt in to contest the chargeback and we actually file on your behalf.
What’s Included
All of the following are included at no additional charge:| Feature | Included |
|---|---|
| Payment processing | ✓ |
| Global tax compliance | ✓ |
| Tax calculation & collection | ✓ |
| Tax remittance | ✓ |
| All major card networks | ✓ |
| Dashboard | ✓ |
| Consumer Portal | ✓ |
| Webhooks & API | ✓ |
| Fraud protection | ✓ |
Subscriptions with Trial Periods
For 7-day trial subscriptions, the first billing cycle may result in a net loss of approximately $0.50 — this covers the cost of a $0 authorization check performed at trial start.vs Alternatives
Competitor pricing is based on publicly available information and may change. FastSpring does not publish rates — pricing is negotiated directly. Always verify on their official pricing pages.
| Provider | Transaction Fee | Monthly |
|---|---|---|
| Waffo Pancake | 3.9% + $0.50 | $0 |
| Paddle | 5% + $0.50 | $0 |
| Lemon Squeezy | 5% + $0.50 | $0 |
| Gumroad | ~10% | $0 |
| FastSpring | Not published (contact sales) | $0 |
FAQ
Are there minimum fees?
Are there minimum fees?
No monthly minimum. You only pay fees when transactions occur.
What counts as a failed transaction fee?
What counts as a failed transaction fee?
Once 3DS authentication is triggered, $0.30 / attempt applies — whether authentication itself fails or the card clears 3DS and then fails at authorization. Sessions that never reach authentication (customer leaves before 3DS) are free.
Is the original transaction fee refunded when I issue a refund?
Is the original transaction fee refunded when I issue a refund?
No. The 3.9% + $0.50 fee is non-refundable. An additional $1.00 refund processing fee applies per refund request.
Subscription billing fees?
Subscription billing fees?
Same 3.9% + $0.50 per successful renewal. No extra subscription management charges.