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Turn Your Software into a Business

You built something people want. Now you need to get paid — globally, compliantly, without the headache. Waffo Pancake handles everything between your product and your bank account: payments, taxes, compliance, and payouts worldwide.

Global Card Payments

Accept Visa and Mastercard. Plus Apple Pay & Google Pay for faster checkout.

No LLC? No Problem.

Get paid directly to your bank account. We’re your Merchant of Record.
Early Adopter Offer: Process your first $2,000 for free. Lock in the lowest MoR rates.

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What’s Blocking Your Revenue?

You want to ship, not fight compliance. Here’s what we solve for you:
Traditional MoR services require you to register a legal entity first — that takes weeks and thousands of dollars.Waffo Pancake’s Solution: We act as your Merchant of Record. You get paid directly to your bank account without needing an LLC.
Subscription management, tax calculation, dunning emails, failed payment retries… that’s months of engineering work.Waffo Pancake’s Solution: Complete infrastructure out of the box — subscriptions, one-time payments, all handled.
The US has 10,000+ tax jurisdictions, the EU has 27 countries each with VAT rules, plus constantly changing regulations…Waffo Pancake’s Solution: We’re the legal seller. Tax calculation, collection, and reporting are handled automatically.
Complex checkout forms, no Apple Pay/Google Pay, no multi-language support — every step loses customers.Waffo Pancake’s Solution: Optimized two-step checkout flow, Apple Pay & Google Pay support, built-in 7 languages.

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How Waffo Pancake Helps You

We're the Legal Seller

Taxes, compliance, risk — all handled by us. You focus on your product.

All Major Card Networks

Visa, Mastercard, plus Apple Pay and Google Pay.

Flexible Billing Models

One-time or subscription — your business model, your choice. Weekly, monthly, quarterly, or annual billing.

Optimized Checkout

Two-step checkout flow, 7 languages supported, mobile-first design.

Real-time Insights

Revenue, customers, subscription metrics — no SQL needed, everything at a glance.

Complete Order Management

Refunds, customer portal, subscription management — all in one dashboard.

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Who Is This For?

Solo Founders

No company? No problem. Get paid directly to your bank account. We handle all compliance.

SaaS Startups

Subscriptions, trials, seat-based billing, usage metering — complete solution designed for SaaS.

Vibe Coders

AI-friendly integration via SDK, MCP Skill, and CLI — ship payments with natural language prompts.

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Start Getting Paid in 5 Minutes

1

Create an Account

Sign up at dashboard.waffo.ai. No credit card required.
2

Add a Product

Create a product and set pricing. Done in 2 minutes.
3

Share Your Link

Get your checkout link and share it with customers.
4

Get Paid

Funds go directly to your bank account.

Quickstart

Set up your first payment in 5 minutes.

Test Mode

Safely test the complete flow before going live.

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Built for Developers

Install the official TypeScript SDK and start accepting payments in a few lines: 
npm install @waffo/pancake-ts

import { WaffoPancake } from "@waffo/pancake-ts";

const client = new WaffoPancake({
  merchantId: process.env.WAFFO_MERCHANT_ID!,
  privateKey: process.env.WAFFO_PRIVATE_KEY!,
});

// Create a checkout session — redirect buyer to checkoutUrl
const session = await client.checkout.createSession({
  storeId: "store_xxx",
  productId: "prod_xxx",
  productType: "onetime",
  currency: "USD",
});
// => session.checkoutUrl
Or call the REST API directly: 
curl -X POST https://waffo-pancake-auth-service.vercel.app/v1/actions/checkout/create-session \
  -H "Content-Type: application/json" \
  -H "X-Store-Slug: your-store-slug" \
  -H "X-Environment: test" \
  -d '{
    "productId": "your-product-uuid",
    "productType": "onetime",
    "currency": "USD"
  }'

TypeScript SDK

Official SDK with built-in signing and webhook verification.

API Reference

REST + GraphQL API with full endpoint documentation.

Webhooks

Real-time event notifications. Seamless backend integration.

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Start Your Global Revenue Journey

Don’t let complex compliance slow down your product momentum.

Sign Up Now

First $2,000 fee-free. Lock in early adopter pricing.