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Overview

Waffo Pancake supports major card networks and digital wallets, with more local payment methods coming soon.

Credit & Debit Cards

Accept all major card networks globally.

Supported Networks

How Cards Work

Card number breakdown:
  • First 6 digits: Bank Identification Number (BIN)
  • Middle digits: Account number
  • Last digit: Checksum (Luhn algorithm)

Card Types


Digital Wallets

One-click payments with stored cards for faster checkout.

Apple Pay

Google Pay

WeChat Pay

Why Wallets Convert Better

  1. No typing - Card already stored
  2. Biometric auth - Faster than passwords
  3. Trust - Apple/Google branding
  4. Mobile-optimized - Native experience
Apple Pay and Google Pay are enabled by default in Waffo Pancake checkout.

WeChat Pay

WeChat Pay lets customers pay from their WeChat balance or linked cards — the most widely used wallet in mainland China.
WeChat Pay appears at checkout only for USD- or CNY-priced, one-time orders at or under the limit. For orders above the limit, orders in another currency, or any subscription, customers pay with a card instead. The per-order limit may be raised in the future.

Payment Flow

Our two-step checkout optimizes for conversion:

Supported Currencies


3D Secure (3DS)

Extra authentication for card payments to reduce fraud.

How It Works

When It’s Required

Impact

  • Adds friction (customer must verify)
  • Reduces fraud significantly
  • Shifts liability to bank
  • Required by law in many regions

Saved Payment Methods

For returning customers and subscriptions.

How It Works

  1. Customer pays first time
  2. We securely tokenize card
  3. Future charges use token
  4. No card details stored on your servers

PCI Compliance

This keeps you out of PCI scope.

Checkout Languages

Checkout follows the shopper’s browser language automatically across 19 languages, and shoppers can switch it from the footer. See Multi-Language Support for the full list and resolution order.

More payment methods are on the way

We’re actively adding regional payment methods, local wallets, and buy-now-pay-later options. The next batch is prioritized by what merchants ask for most.

Request a payment method

Tell us which method and which market matters to you. Submissions feed directly into our roadmap prioritization.

Next Steps

Checkout Flow

Learn about the two-step checkout process

Security

How we protect payments