> ## Documentation Index
> Fetch the complete documentation index at: https://docs.waffo.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Finance & Payouts

> Track income from payments and request payouts

The Finance area covers two related concepts, accessed from different parts of the dashboard:

* **Merchant Finance** — your pooled balance across all stores, where you request payouts.
* **Store Revenue** — per-store income from successful payments.

## Merchant Finance

Open from the merchant menu (top-right avatar → **Merchant Finance**), or at `/merchant/dashboard/finance`.

At the top of the page, three KPI cards show your balance at a glance:

| Card                      | Description                                                |
| ------------------------- | ---------------------------------------------------------- |
| **Available to withdraw** | Net amount that has fully settled and is ready to pay out  |
| **Processing**            | Payments still in the clearing window (≈ 10 business days) |
| **Total withdrawals**     | Cumulative amount you have paid out so far                 |

Below the cards are two tabs:

* **Pay out** — request a payout from your available balance. See [Payouts](/merchant/payout-flow) for the full flow.
* **Withdrawal records** — historical payouts and their statuses.

If you haven't bound a payout account yet, a banner at the top of the page links to **Payout Accounts**.

<Card title="How payouts work" icon="building-columns" href="/merchant/payout-flow">
  Read the end-to-end payout flow: from sale to settlement to your bank.
</Card>

## Store Revenue

Each store has its own Revenue page (`/merchant/dashboard/{storeId}/revenue`) showing the income that store has generated. Settled funds from all your stores flow automatically into Merchant Finance — there is no per-store withdrawal.

## Payout Accounts

Payout accounts live at the **merchant level** — every store you own shares the same set. Manage them at `/merchant/dashboard/payout-accounts` or via the merchant menu.

See [Payout Accounts](/merchant/payout-accounts) for the supported methods, identity prerequisites, and how to add or switch accounts.

<Note>
  Receiving payouts requires identity verification. If you haven't completed it yet, the Payout Accounts page shows a Basic Identity card that links to [Identity Verification](/merchant/identity-kyc).
</Note>